Coming soon
A toolbox built for brokers, to take the friction out of the file.
Every loan has the same pile of paper and the same long afternoon. We are building one small tool for each part of it. Open the box, pick the one you need, get back to your borrower.
What is going in the box
Purchase contract reader
Upload the contract and get the key terms, lender flags and anything missing, each with the page it came from.
Conditions checklist
Drop in the underwriter's conditions letter and get a to-do list sorted by who has to supply each item: borrower, employer, title, agent or you.
Cash-out payoff worksheet
Read the credit report, pick which debts to pay at closing, and watch the new payment and debt-to-income update as you go.
More tools, one at a time
Each one starts with a job brokers already do by hand. When a tool is ready, it shows up in your toolbox.
How the box works
- One sign-in, one toolbox. Pick a tool from the list on the left, star your favorites, and they are waiting on your home page.
- The tool reads, the math is checked by code, and you make the call. LOAF never says a condition is cleared.
- Every finding points to the page it came from, so a double-check takes seconds.
Your borrowers' documents stay private
- Each company's documents are encrypted with a key of its own, new every business day.
- At the end of your business day the documents are deleted and the day's key is retired.
- We keep an audit record of activity (counts and IDs) and never the document itself.
- Social Security and account numbers are masked before the AI reads a document.
Pilot
LOAF is in a pilot with a small group of licensed mortgage companies. Approved companies use it free during the pilot.
LOAF is a draft-review aid. It does not make credit decisions and does not replace your own review of a document.